Home Appliance Warranties Are They Good?

2
Choice Home Warranty
  • Flexible coverage at a great price
  • High average consumer ratings
  • Team assigned to every claim
9.8
EXCELLENT

Call NowSee Plans

On Choice’s Website
3
American Home Shield
  • Limited Time Offer: 50% OFF Select Plans
  • Over 50 years of industry leading experience
  • Coverage for up to 23 home systems and appliances
9.8
EXCELLENT

Call NowSee Plans

On AHS’s Website
4
Liberty Home Guard
  • Special Offer – $200 Off
  • Vetted technicians
  • Live online chat available
9.6
EXCELLENT

Call NowSee Plans

On Liberty’s Website
5
First American Home Warranty
  • Flexible payment options
  • If we can’t repair it, we’ll replace it*
  • Request service 24 hours a day, 365 days a year
9.6
EXCELLENT

Call NowSee Plans

On First American’s Website
6
Cinch Home Services
  • First 2 months free on monthly billing plans – restrictions apply
  • 180-day quality guarantee on covered repairs
  • Instant quote available
9.6
EXCELLENT

Call NowSee Plans

On Cinch’s Website
7
Elite Home Warranty
  • BBB Accredited and A+ Rated
  • Works with any licensed and insured technician in your area
  • 24/7 U.S.-based customer support team
9.2
GOOD

See Plans

On Elite’s Website
8
AFC Home Warranty
  • Several coverage plan choices
  • Multiple contract length options
  • Customers can choose their technician
9.6
VERY GOOD

See Plans

On AFC’s Website
9
Vanguard Home Warranty
  • Winter Sale: Get up to $200 Off!
  • Full home coverage
  • Avoid unexpected home repairs
9.6
VERY GOOD

See Plans

On Vanguard’s Website

What Is a Home Warranty, and Why Do You Need One?

A home warranty is a renewable home service plan that offers discounted repair and replacement services for applicable household appliances and systems. Contracts and terms may vary, and coverage depends on the type of warranty you purchase. It does not provide the same coverage as homeowners insurance, which protects policyholders against damage to personal property and the home’s structure, such as fire damage or theft.

A home warranty can be an excellent option to protect your home investment. When coupled with a good homeowners insurance policy, you can have most of your bases covered. However, if you purchased a new home, many house systems are covered by manufacturer warranties.

The same is true for new appliances. Before you take the plunge and buy a home warranty, make sure your systems aren’t already covered first.

$150 OFF ANY PLAN + 2 EXTRA MONTHS FREE
$150 OFF ANY PLAN + 2 EXTRA MONTHS FREE
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See Plans

On Select’s Website

How To Choose A Home Warranty Company

It’s important to select a home warranty company that fits your needs, lifestyle, family and home. Before choosing a company, consider the following factors to make sure the home warranty plan you choose will be worth it.

Your Coverage Needs

Depending on your home, appliances and systems, you may only need a basic plan that covers the big necessities or a more comprehensive plan. To determine the type of plan that you need, take stock of your appliances and systems and focus on getting a warranty for older items (since newer items don’t necessarily need to be under warranty right away).

Your Budget

Home warranty companies offer a range of plans and pricing, so go with whatever checks the majority of your coverage boxes while also fitting your budget. Gather quotes from multiple companies so you can determine the average cost for a home warranty that covers your prioritized items. If you’re not sure where to start, real estate agents are great resources to ask, or even friends and neighbors.

Contracts and Terms

Before signing on that final line of a contract, make sure to thoroughly read it so that you’re aware of what isn’t covered, any limitations to coverage and replacement policies.

How Much Do Home Warranties Cost?

When you have a fridge on the fritz or a leaky dishwasher, it’s nice to know your home warranty will save you from paying for repairs or replacements out-of-pocket. However, it’s important to learn about the price ranges for the cost of a home warranty before deciding on the yearly investment. For instance, the average cost comes in at a little over $900 per year but can fall anywhere between $214 and $1,662 per year.

What Do Home Warranties Cover?

Having home warranty coverage undoubtedly provides you with peace of mind. From household appliances like refrigerators, dishwashers, washing machines and dryers to home systems like plumbing, electrical systems, and HVACs, home warranties ensure you can affordably repair, maintain and potentially replace home systems and appliances. This way, you don’t have to pay for repairs or replacements out of pocket and can hopefully save money in the long run.

What Don’t Home Warranties Cover?

As aforementioned, home warranties are beneficial for repairing and replacing household appliances and home systems. However, the extent of the coverage depends on the warranty company and what level of coverage you purchase.

However, some common items are generally excluded:

  • Structural issues in foundations, walls, paint and flooring
  • Commercial-grade equipment or systems
  • Pre-existing conditions
  • Normal wear and tear
  • Rust, corrosion and sediment problems
  • Improper maintenance, installation, design, manufacturer defect or previous repairs outside of the contract
  • Detection and removal of asbestos, radon gas and mold
  • Building and zoning code violations
$150 OFF ANY PLAN + 2 EXTRA MONTHS FREE
$150 OFF ANY PLAN + 2 EXTRA MONTHS FREE
Select Home Warranty – Get a Free Instant Quote

Kanwal Nijjar Sodhi

Kanwal Sodhi am The Creator Editor of ReviewFitHealth.com.

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